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Mike Bowers

800-589-8430 Contact Me

Mike's Bio


  • Planning & Organizational Skills
  • Financial Needs & Cash flow Analysis
  • Written & Oral Communications
  • Radio Talk Show Host & Thought Leader on Retirement Planning
  • Author of Weekly Financial Newspaper Column
  • Distilling Complex Financial Ideas & Strategies Offering Evidence Based Retirement Income Solutions


Retirement Funding Solutions – Cincinnati, Ohio 45069 | 2015 – Present 
Senior Loan Officer specializing in the FHA HECM loan program for retirees.

Security One Lending – Cincinnati, Ohio 45069 | 2013 – 2015 
Senior Loan Officer specializing in the FHA HECM loan program for retirees.

American Mortgage Service Company – Cincinnati, Ohio | 2008 – 2013 
Senior Loan Officer specializing in the FHA HECM loan program for retirees

Trinity Financial Group, Escondido, California | 1977 – 2007 | DBA, California Homes and Loans

Owner, Real Estate Broker, Real Estate Investment Banker – Senior Housing KCEO AM 1000, San Diego, California | 1 Year
Weekly Talk Show Host of “It’s Your Money San Diego." Hosted and produced a weekly talk show about personal finances, investments and related topics. Organized the program to reflect a broad community-based information format; Interviewed guests on the air including mutual fund portfolio investment managers, financial advisors and asset managers, real estate and asset based syndicators, estate and family planning attorneys, certified public accountants dealing with changing tax laws.

THE TIMES ADVOCATE (a.k.a THE NORTH COUNTY TIMES), San Diego, California | 1 year 
A daily newspaper covering North San Diego County and parts of Southeastern Riverside County “The Financial Advisor” Columnist Provided weekly content on local economy; personal financial matters including investing in stocks, bonds and mutual funds – Disseminated advice on developing retirement plans and appropriate retirement plan investments, and estate planning


  • Financial Planning Association of Southwestern Ohio
  • National Association of Insurance and Financial Advisors
  • NAIFA Certified Home Equity Retirement Specialist
  • HERS ® Certified HECM for Purchase Specialist
  • H4P® Cincinnati Area Board of Realtors
  • Northern Kentucky Association of Realtors
  • Director of Development / Cincinnati Senior Connection
  • Past President San Diego Chapter of CFP’s (Certified Financial Planners)
  • Past President of Palomar Health Foundation Rotary International
  • Paul Harris Fellow 


  • Certified Financial Planner (relinquished marks)
  • NASD Series 7, 24, 27, 63 (relinquished licenses)
  • Senior Real Estate Specialist
  • SRES Certified Instructor
  • The American CE Institute
  • Providing Continuing Education and Training for Financial Advisors, Attorneys, CPA’S, Insurance and Real Estate Agents


Bachelor of Science in Business Administration | University of Kentucky, Lexington, Kentucky

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Mike Bowers serves the area of Cinncinatti, Ohio.

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