A Message from Mike
Few things in my life have created and stirred within me the desire to excel as a person and as a loan officer, like the FHA LifeStyle Home Loan mortgage program(s).
Since 2003, I have exclusively dedicated myself to serving our nation’s Senior population, aka Boomers. Serving Boomers has been, and continues to be, a fantastic career choice. How many of us can honestly say that we feel good about ourselves and the work that we do every day?
I thrive on the knowledge and satisfaction that I am helping retirees to secure a better quality of life for themselves and their families while allowing them to retire with the respect and dignity that we all desire.
As a professional loan officer dealing with my Boomer Clients, I have become a teacher/educator, counselor, friend, and retirement income advisor.
The life expectancy in 2020 - for a female age 65 is projected to be 92/93, that's like being unemployed for the next 27 to 28 years. That means that your savings and retirement accounts must last for a very long time.
I have learned from years of experience how to analyze and present useful financial “options and choices” to help my Clients successfully plan and navigate longer periods of retirement; than they could ever have imagined.
We have had historic low-interest rates for the last decade. And with the extreme volatility in the stock market – it is no wonder that retirees are all scratching their heads and wondering how to fund their retirement safely.
Two-thirds of Boomer net worth is “locked up” in the equity of their home. For some, it’s more than the value of all of their retirement accounts. Their current and future monthly income is continually challenged by historically low returns on their retirement and asset accounts while living costs continue to go up. Controlling and paying for the cost of shelter consumes over one-third of all after-tax retirement income.
Boomers must learn how to monetize “locked-up equity” in our homes. We must learn how to preserve and conservatively use all of our assets. We must plan _ today to ensure that we will be living in a home that will meet our current and future lifestyle needs. That might mean planning to “age-in-place” in our home or selling our existing house and moving to a single level ranch, patio or garden-style home.
Boomers want to know all of their Options and Choices!
Tri-State Builders Offering Ranch and Patio Homes